Maximum Achievement Financial Group
Effective Date: October 22, 2026
Website: https://maxachievementfg.com
Welcome to Maximum Achievement Financial Group (“Maximum Achievement Financial Group,” “we,” “our,” or “us”).
These Terms of Service govern your access to and use of https://maxachievementfg.com, including its website content, contact forms, appointment requests, informational materials, and other features we make available online.
By accessing or using this website, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please discontinue use of the website.
These Terms apply to website use. Any insurance policy, application, financial product, or separate agreement is governed by its own applicable terms and documentation.
Maximum Achievement Financial Group may provide information, consultations, referrals, and assistance relating to insurance and financial protection products, which may include:
Life insurance
Mortgage protection
Final expense planning
Family financial protection
Related insurance products and services offered through authorized providers
The availability of any product or service depends on the actual offerings of the company, applicable licensing, the insurance carrier, your location, eligibility requirements, underwriting criteria, and other relevant conditions.
Submitting an inquiry does not guarantee that we will provide a particular service, recommend a specific product, or obtain coverage on your behalf.
Content on this website is provided for general informational and educational purposes.
Website content is not a substitute for reviewing official insurance policy documents, obtaining individualized professional advice, or evaluating your particular financial circumstances.
Although we endeavor to provide useful and accurate information, we do not guarantee that all website content will always be complete, current, or applicable to every visitor.
You should verify material product details, costs, limitations, exclusions, and eligibility requirements directly with the appropriate licensed professional or insurance provider before making a decision.
Information about insurance products does not constitute a guarantee that an application will be approved or that coverage will be available.
Insurance eligibility, premiums, benefits, exclusions, underwriting decisions, and policy terms are determined by the applicable insurance carrier and the terms of the issued policy.
Any illustrative examples, estimates, descriptions, or general explanations are not binding offers and should not be treated as guaranteed outcomes.
Coverage is effective only as provided under the applicable policy and any required approval, premium payment, and other conditions.
Unless expressly agreed in a separate written engagement and permitted by applicable law, the website does not provide individualized legal, tax, accounting, or investment advice.
Information about life insurance, mortgage protection, beneficiaries, estate planning, or financial protection should not be interpreted as a recommendation that a particular product is suitable for every individual.
You should consult an appropriately qualified attorney, tax professional, financial adviser, or other licensed professional when your circumstances require specialized advice.
Insurance-related activities are subject to applicable federal and state laws, including licensing requirements.
Any insurance solicitation, recommendation, application assistance, or sale will be conducted only as permitted by applicable law and by appropriately authorized persons.
Products and services may not be available in every state or jurisdiction. You are responsible for providing accurate residency and other information reasonably necessary to determine eligibility.
Nothing on this website authorizes an individual or entity to perform an activity for which it lacks the required license or authorization.
You agree to use this website lawfully and responsibly.
You must not:
Use the website for fraudulent, unlawful, or misleading purposes.
Submit false, inaccurate, or misleading information.
Attempt to access restricted systems, accounts, or information without authorization.
Interfere with website security, availability, or normal operation.
Introduce malicious code, viruses, or other harmful technology.
Scrape, harvest, or collect personal information through unauthorized means.
Impersonate another individual or misrepresent your identity.
Use website content in a manner that infringes intellectual property rights or violates applicable law.
We may restrict or suspend access where reasonably necessary to protect the website, users, our business, or our legal rights.
When you submit a form, request an appointment, or contact us, you agree to provide information that is accurate and not misleading.
You authorize us to use the information you submit to respond to your request, coordinate communications, and provide the services or information you have requested, subject to our Privacy Policy and applicable law.
Submitting a website form does not itself create an insurance policy, establish a fiduciary relationship, or guarantee that a licensed agent will be assigned to you.
Do not submit Social Security numbers, banking credentials, payment card details, detailed medical records, or other highly sensitive information through ordinary website forms unless the form is specifically designed and authorized for that purpose.
If you provide contact information, we may use it to respond to your inquiry, schedule appointments, and communicate about services you request.
Where permitted by law and supported by any required consent, we may also send promotional communications.
Consent to receive marketing calls or text messages will be obtained where required. If we use automated dialing systems, prerecorded or artificial voice messages, or other regulated communications methods, we will follow applicable consent and disclosure requirements.
Providing a telephone number or submitting a general inquiry does not automatically constitute consent to every type of marketing communication.
You may opt out of marketing text messages by replying STOP where supported. You may unsubscribe from marketing emails through the unsubscribe mechanism provided in the message.
You may also contact us to update your communication preferences.
Opting out of marketing communications does not necessarily prevent us from sending essential service-related communications or notices required by law.
Standard message and data rates may apply to text messages, depending on your mobile carrier and service plan.
Where applicable, consent to receive marketing text messages will not be made a condition of purchasing goods or services.
Your use of the website is also governed by our Privacy Policy, which describes how we collect, use, disclose, and protect personal information.
We may use service providers, hosting companies, scheduling tools, communication platforms, and authorized insurance partners as described in that Policy and as permitted by law.
You are responsible for using appropriate caution when submitting sensitive information online.
Nothing in these Terms waives any privacy right or consumer protection that cannot lawfully be waived.
Our website may contain links to third-party websites, insurance carriers, service providers, or other external resources.
These third parties may operate under separate terms, privacy policies, licensing arrangements, and service conditions.
Unless expressly stated otherwise, we do not control and are not responsible for third-party website content, availability, security, representations, or independent privacy practices.
Insurance products may be issued and administered by independent insurance carriers. Their policy documents, underwriting rules, exclusions, limitations, and claims procedures govern the relevant insurance contract.
You should review the applicable third-party terms and official policy documentation before proceeding.
Unless otherwise stated, website content, including text, graphics, logos, designs, photographs, page layouts, and other materials, is owned by Maximum Achievement Financial Group or used with appropriate permission.
You may access and use website content for personal, noncommercial informational purposes.
You must not reproduce, distribute, modify, republish, commercially exploit, or create derivative works from protected website content without prior written authorization, except as permitted by applicable law.
All third-party names, trademarks, and logos remain the property of their respective owners.
We aim to maintain a reliable website but do not guarantee uninterrupted, error-free, or continuously available access.
The website may occasionally be unavailable because of maintenance, technical issues, hosting interruptions, security measures, or circumstances outside our control.
You are responsible for maintaining suitable security protections on your own devices and networks.
Nothing in these Terms excludes a security obligation or consumer right that applicable law does not permit us to exclude.
To the maximum extent permitted by applicable law, the website and its content are provided on an “as available” and “as is” basis.
We do not warrant that the website will be uninterrupted, error-free, free from all harmful components, or suitable for every individual purpose.
We do not guarantee specific financial results, insurance approval, premium amounts, coverage availability, claim outcomes, or future benefits through website content.
Any warranties expressly provided in an applicable insurance policy or separate written agreement remain subject to that document’s terms and applicable law.
To the maximum extent permitted by applicable law, Maximum Achievement Financial Group will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the website.
This limitation applies only to the extent permitted by law and does not exclude liability that cannot lawfully be excluded, including applicable statutory rights, liability for fraud, or other nonwaivable obligations.
Nothing in this section limits rights or remedies expressly provided under an applicable insurance policy or other binding agreement.
To the extent permitted by applicable law, you agree to be responsible for losses, claims, and reasonable expenses arising directly from your unlawful use of the website, your material violation of these Terms, or your infringement of another party’s rights.
This provision does not require you to indemnify us for our own unlawful conduct or waive any consumer protection that cannot lawfully be waived.
We seek to conduct our website and related business activities in accordance with the laws and regulations applicable to the services actually provided.
Depending on the activity, applicable requirements may include:
Federal Trade Commission Act (FTC Act): Prohibits unfair or deceptive business practices, including materially misleading representations about services, privacy, security, and marketing.
Gramm-Leach-Bliley Act (GLBA): May govern the privacy and security of nonpublic personal financial information when its requirements apply to the relevant entity and activity.
Applicable state insurance laws: May regulate insurance licensing, solicitation, advertising, disclosures, and consumer protections.
Telephone Consumer Protection Act (TCPA) and related rules: May regulate certain marketing calls, text messages, automated communications, and consent.
CAN-SPAM Act: May apply to commercial email communications and related opt-out requirements.
Applicable state privacy and data security laws: May provide consumer privacy rights and impose security, disclosure, and breach notification obligations.
HIPAA applies to covered entities and, in relevant circumstances, their business associates. It does not automatically apply to every insurance agency or every insurance-related conversation.
Where a particular activity is subject to HIPAA, the relevant parties must meet applicable requirements. Other privacy and security laws may protect health-related information even when HIPAA does not apply.
Nothing in these Terms should be interpreted as a claim that Maximum Achievement Financial Group is HIPAA certified or that all its activities are HIPAA-regulated.
The actual applicability of each law depends on the company’s role, operations, contracts, data practices, and jurisdiction.
We may revise these Terms of Service to reflect changes to our website, services, business operations, or applicable legal requirements.
Updated Terms will be published on this page with a revised Effective Date.
Where required by law, we will provide additional notice or obtain consent for material changes.
Your continued use of the website after revised Terms become effective constitutes acceptance only to the extent permitted by applicable law.
These Terms are subject to applicable United States federal law and the laws of the state that has proper jurisdiction over the relevant dispute, without applying conflict-of-law rules where legally permissible.
The appropriate jurisdiction, venue, and dispute resolution procedure must be determined in accordance with applicable law and any valid separate agreement.
Nothing in this section limits mandatory consumer rights or prevents a party from exercising rights that cannot lawfully be waived.
Note: The company’s legal state of organization and principal place of business should be confirmed before adding a specific state, county, court, arbitration clause, or class-action waiver.
If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or severed to the extent necessary, and the remaining provisions will continue to apply to the extent permitted by law.
Failure to enforce a provision of these Terms does not constitute a waiver of that provision or any other right, unless the waiver is validly made under applicable law.
These Terms, together with our Privacy Policy and any applicable separate agreements, constitute the terms governing your use of this website.
If a separate insurance policy or signed agreement conflicts with these Terms regarding the subject matter of that agreement, the applicable policy or agreement will govern to the extent required by its terms and applicable law.
For questions about these Terms of Service, please contact:
Maximum Achievement Financial Group
Website: https://maxachievementfg.com
Email: info@maxachievement.com
Telephone: (877) 358-6071
Mailing Address: 221 River St | 9th Fl Hoboken, NJ 07030
End of Terms of Service